Terms and Conditions
Last updated: January 15, 2025
Welcome to Monfenerio. By accessing and using this website, you agree to comply with these terms and conditions. If you disagree, do not use our services.
1. Definitions
'Monfenerio', 'we', 'our' refers to Monfenerio S.A. de C.V., a company incorporated under the laws of Mexico. 'User', 'you', 'your' refers to any person who accesses our website. 'Services' refers to all financial consulting and education services we offer.
2. Use of Website
We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. You may not: copy, modify, or distribute content without authorization, use the site for illegal purposes, attempt to gain unauthorized access to our systems, or interfere with the site's operation.
3. Consulting Services
Our financial consulting services are provided for informational and educational purposes only. They do not constitute professional financial, legal, or tax advice. We do not guarantee specific results. You must conduct your own research and consult with qualified professionals before making financial decisions.
4. Registration and Account
To access certain services, you may need to create an account. You are responsible for maintaining the confidentiality of your account and password. You must provide us with accurate and updated information. We reserve the right to suspend or terminate accounts that violate these terms.
5. Intellectual Property
All content on this website, including text, graphics, logos, images, software, and design, is owned by Monfenerio or its licensors and is protected by Mexican intellectual property laws and international treaties.
6. Limitation of Liability
To the maximum extent permitted by Mexican law, Monfenerio shall not be liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use. Our total liability shall not exceed the amount you paid for our services in the last 12 months.
7. Indemnification
You agree to indemnify and hold harmless Monfenerio, its directors, employees, and agents from any claim, damage, obligation, loss, liability, cost, or debt arising from: your use of the site, your violation of these terms, or your violation of third-party rights.
8. Applicable Law
These terms are governed by the laws of the United Mexican States. Any dispute will be resolved in the courts of Mexico City, waiving any other jurisdiction that may apply.
9. Modifications
We reserve the right to modify these terms at any time. Changes will be effective immediately after posting. Your continued use of the site constitutes acceptance of the modified terms.
10. Contact
For questions about these terms, contact us at: legal@monfenerio.com or Av. Insurgentes Sur 1234, Col. Del Valle, CDMX, Mexico.